Eliminate Federal Income Tax For Low Wage Earners
The more Americans retain from their own income and wages, the more control Americans have over their personal life. Liberty can only be achieved by supporting public policy that leads to self-reliance from government.
The Federal cost of processing income tax returns for Americans who do not pay any Federal tax wastes billions of dollars of government resources and tax preparation costs paid by American workers.
I ask a simple question, why does the Federal government collect any tax from an American worker that it does not intend on keeping? The reason is the Federal government seeks to require average American workers to be dependent on the Federal government to have such income taxes returned to them.
Save Urban America PAC supports Federal tax reform policy that provides:
End Federal earned income tax credit program in favor of eliminating Federal income taxes for Head of Household taxpayers on the first $52,000.00 of taxable income each tax year.
No Federal tax return will be required for Head of Household taxpayers who earn less than $52,000.00 per tax year.
Refundable IRS Tax Credits related to adoption, dependents, education, healthcare and retirement shall continue at funding rates set by our United States Congress every two years.
Reduce Head of Household income tax rate for all American workers.
Save Urban America PAC supports Federal tax reform policy that provides:
End Federal earned income tax credit program in favor of eliminating Federal income taxes for Head of Household taxpayers on the first $52,000.00 of taxable income each tax year.
No Federal tax return will be required for Head of Household taxpayers who earn less than $52,000.00 per tax year.
Refundable IRS Tax Credits related to adoption, dependents, education, healthcare and retirement shall continue at funding rates set by our United States Congress every two years.
Reduce Head of Household income tax rate for all American workers.
Head of Household
Proposed Federal Tax Rate Chart
0% First $52,000 Yearly Income
15% $52,000-$104,000 Yearly Income
20% $104,000-$260,000 Yearly Income
25% $260,000-$520,000 Yearly Income
30% $520,000-$1,080,000 Yearly Income
35% Over $1,080,000 Yearly Income
Eliminate Federal Income Tax Against Tip Income
During the 2024 RNC Convention, Donald J Trump discussed in detail the need to eliminate Federal income taxes on tip-based income, and Save Urban America PAC wholeheartedly agrees!
Tip employees are the backbone of our Nation’s hospitality and service industries, provide employment opportunities with few education requirements and can serve as a springboard to career and education opportunities.
Save Urban America PAC proposes in addition to eliminating all Federal income tax for Head of Household workers who earn under $52,000 per year, we propose eliminating all Federal income tax for individual taxpayers on all tip income earned under $52,000 per year.
Seniors Right to Work
America’s Baby Boomer generation was the engine that fueled unprecedented growth in the United States. The concept of hard work equals American success was ingrained by their parents who defended against worldwide tyranny in World War II.
Save Urban America PAC believes Seniors who receive SSI payments are not receiving any entitlement, our American Seniors receive an “earntitlement” from paycheck deductions paid to the Federal government over decades to assist with their retirement from the United States workforce.
Seniors who receive SSI payments are prohibited by Federal law from earning more than $2,000.00 during any month from employment income, which is necessary for Seniors with limited savings or retired without a substantial pension to meet the rising inflation, housing, insurance and prescription plaguing American families.
There is no scenario where American Seniors should have to be concerned with losing their SSI payments by being willing to work to supplement their monthly SSI payment to pay their bills without tapping retirement savings they will need during their more advanced retirement years.
American Seniors have a RIGHT TO WORK to provide for their grandchildren, spouses and themselves, and our Federal government should never establish public policy that limits an American from working for their betterment of their personal situation.
Seniors Right to Work Overview
Currently, Seniors who earn more than $1,971.00 per month are ineligible for well-earned SSI payments.
Save Urban America PAC proposes increasing the earning limit of Seniors receiving SSI payments from $1,971.00 per month to $4,400.00 per month.
Seniors who receive SSI benefits will be permitted to earn up to $52,800.00 of employment income per tax year (or $4,400.00 per month) without affecting SSI eligibility.
Raising the SSI Senior employment cap to $4,400.00 per month permits Seniors employed 40 hours per week to earn up to $27.50 per hour and Seniors employed 20 hours per week to earn up to $55.00 per hour.
Save Urban America PAC proposes maintaining the current SSI payment reduction policy where for every 2 dollars of employment income earned in a month reduces SSI monthly payment by 1 dollar.
Seniors who receive SSI payments will have no Federal income tax liability on up to $52,800.00 earned income per year while eligible for SSI payments.
Child Tax Credit Reform
In the United States, there are approximately 50 million children between the ages of 6-17. The number one issue affecting employment for American working parents is rising child care expenses while such parents are working.
The talent and productivity of Women in our American workforce who seek employment to provide for their children must be protected by our pro-business community. Women should not be forced due to rising daycare costs to leave productive careers and employment because child care simply costs too much.
The issue with the current Federal child tax credit for working parents is that a yearly tax credit refund payment does not alleviate weekly child care costs necessary for working-class parents to remain gainfully employed, while parents with more disposable income are able to meet their week-to-week childcare expenses absent immediate Federal child tax credit assistance.
School-age children require structured activities to keep them busy and exhausted from positive activity, which is a cornerstone of Save Urban America’s public policy platform. Consistent enrollment in after-school and extracurricular activities while parents are working has a
transformative effect on the future of America’s children. It is not the duty of law enforcement or school systems to superintend our Nation’s children while hard-working parents are earning an honest income.
15.3% of American family households with children make less than the Federal poverty income rate, which is set for a family of two parents with two children at $26,500 of gross income per year. Supporting child tax credits that promote employment of both parents with child care services is the only viable option to decrease children being raised in households below the poverty level, and as such, decreasing the need for “no-work” public welfare.
The perfect Federal public policy would be a system with no tax credits where our government selects between which citizens win or lose. However, the mission of providing for American children to spur greater self-reliance from our government should also be the first priority of our Federal government and American citizens.
Processing a child tax credit refund before the Internal Revenue Service is a waste of Federal resources, and most importantly, does not provide for the weekly need for child care expenses experienced by America’s working parents as intended by any child tax credit program.
Save Urban America PAC proposes redirecting the 122 billion dollars per tax year the American taxpayers spend on funding the current child tax credit program to provide American parents relief for direct childcare and activity expenses to eligible American children.
Child Tax Credit REFORM Summary
Save Urban America PAC proposes a comprehensive Child Tax Credit Reform plan to alleviate the financial burden of child care for working parents and enhance community involvement in youth programs. This plan seeks to reallocate existing Federal funds to provide direct childcare relief, support employment, and engage volunteers in structured activities for children. The initiative includes the Child Empowerment Tax Credit, the Child Care Tax Credit, and the USA Youth Community Tax Credit Program, designed to promote self-reliance, reduce poverty, and foster positive development for America’s youth.
- Child Empowerment Tax Credit (26 Billion Dollar Reallocation)
- Child Care Tax Credit (90 Billion Dollar Reallocation)
- USA Youth Community Tax Credit Program (6 Billion Dollar Reallocation)
Child Empowerment Tax Credit
(26 Billion Dollar Reallocation)
Head of Household parents who are employed an average of 30 hours per week and earn less than the Federal poverty rate shall be eligible for the following childcare tax credit:
- 15.6 billion dollars reallocated to 4 million children ages 6-11 who will receive $75.00 per week Child Empowerment Tax Credit.
- 10.4 billion dollars reallocated to 4 million children ages 12-17 who will receive $50.00 per week Child Empowerment Tax Credit.
Child Empowerment Tax Credits are earned on a quarterly basis by being employed a minimum of 360 work hours during a 13 week period. Child Empowerment Tax Credits shall be payable directly to one or more youth services providers selected by parents on a weekly basis. Mothers who return to work after a pregnancy are automatically eligible for Child Empowerment Tax Credit during the first 13 week period.
A youth services provider is a nonprofit entity that provides child care, summer or weekend youth camps, athletics or activities programs, and when permitted by the state shall also include any grandparent or other responsible adult when providing childcare, which shall not be deemed taxable income upon such grandparent or other responsible adult.
Child Care Tax Credit
(90 Billion Dollar Reallocation)
Head of Household parents who earn more than the Federal poverty rate may be eligible for the Child Care Tax Credit that provides the following families would receive a full refund of Federal
income tax paid:
- Families with 1 child who earn less than $65,000 per year; and
- Families with 2 children or more children who earn less than $78,000 per year.
Head of Household parents who earn more than the Federal poverty rate are eligible for a refund of all Federal income taxes paid, not to exceed $2,000 for each claimed child and a maximum of two children during any tax year.
Child Care Tax Credit shall be paid to eligible Head of Household parents from a pool of 90 billion dollars reallocated from the current child tax credit program. In the event more children are eligible for Child Care Tax Credit than dedicated Child Care Tax Credit provides, such Child Care Tax
Credit shall be reduced for all Child Care Tax Credit recipients equally as determined by the IRS.
USA Youth Community Tax Credit
(6 Billion Dollar Reallocation)
The Federal government, in itself, can not Save Urban America. The level of lawlessness and violence in our Nation’s cities can only be cured by our fellow Americans taking decisive action. We all as Americans have to look into ourselves of what we can do to provide safe and thriving urban communities.
Nonprofits privately operated and funded by Churches and responsible community organizations is the best model for addressing our Nation’s youth violence epidemic. Exposing our children to a lifestyle of acting, athletics, arts, business experience. computer science, debate and media production to find their true niche in life is truly living the American Dream.
There are millions of Americans who have a lifetime of experience and knowledge that wish to share with America’s youth and we should utilize their personal abilities to Save Urban America. The best remedy for our Nation’s children facing bad influences is to keep them busy and exhausted from positive activities.
Our best weapon in our war to Save Urban America is to empower our youth coaches, instructors, mentors and business community members who have attained success for themselves and their children to volunteer 12 hours per week for 26 weeks per year in exchange for much needed government tax relief.
Community centers and programs are only as good as they are staffed by the community they serve. The vision is for nonprofits and local communities to provide youth facilities and experienced full-time staff from private means and to augment their efforts with the proposed volunteer staff tax credit, which will reduce the community center programming costs for youth programs.
In conjunction with the aforementioned reform of Earned Income Tax Credit and Child Care Tax Credit, there are no Federal income tax liability or child care restraints on Americans seeking to work themselves out of poverty.
USA YOUTH COMMUNITY TAX CREDIT PROGRAM SUMMARY
- USA Youth Community Tax Credit Program will enlist one million American volunteers to provide 288 hours per year of volunteer services towards youth programs for children between 5 and 14 years of age, or over 280 million volunteer hours per year.
- USA Youth Community Tax Credit volunteer pool will be established from retirees, college students, first responders, teachers and other community stakeholders who possess exemplary skills to pass on to our American youth.
- USA Youth Community Tax Credit volunteers shall receive a Federal Tax Credit in the amount of $3,000.00 for each 144 hours volunteered with a qualified nonprofit after school or youth organization to children between 5 and 14 years of age, which shall not exceed $6,000.00 Federal Tax Credit per each tax year.
- USA Youth Community Tax Credit volunteers enrolled in a job skills program, college student or a student loan debt holder may transfer any portion of USA Youth Community Tax Credit to satisfy any job skills training, college or student loan debt, including debt owed by a dependent or spouse, provided any pending state or Federal tax liability has been satisfied by any such USA Youth Community Tax Credit volunteer.
- USA Youth Community Tax Credits shall be valid during the first two tax years preceding issuance of such USA Youth Community Tax Credit and shall not be deemed Federal, state or local taxable income.
USA YOUTH COMMUNITY TAX CREDIT PROGRAM QUALIFIED EXPENDITURES
USA Youth Community Tax Credit Program volunteers may utilize tax credits towards payment of the following personal expenses related to such volunteer, any dependent or spouse:
- Any Federal personal income tax liability;
- Any Medicare or Medicaid insurance copayment;
- Any prescription or over-the-counter medication;
- Any Federal passport fee;
- Any fee (excluding fines) involving the National Parks Service.
- Any local or state personal income tax;
- Any local or state personal personal property tax;
- Any local or state real property tax on their primary home residence;
- Any fee (excluding fines) involving a state park system or a local park system who registers with a state park system;
- Any state DMV licensing or registration fee (excluding any licensing or registration fee related to a business, nonprofit or other legal entity);
- Any job skills training, college or student loan debt, including any job skills training, college or student loan debt owed by a dependent or spouse; or
- Any electric, gas, propane, water or sewer utility fee attached to the volunteer’s primary residence address (over 60 years old only).
Paid for by Save Urban America PAC